POS software with bKash, Nagad and Rocket kept in their own accounts

Posify24 comes with Cash, Bank, Card, bKash, Nagad and Rocket set up as payment methods. Each method is linked to an account, such as your bKash merchant number, your Nagad number or a bank account, so the balance for each one is tracked separately. You can add, rename or switch off payment methods in the control panel, choose which one is selected by default, and decide where each one can be used: sales, purchases, expenses or deposits.

If you have more than one bKash number or bank account, a method can ask the cashier to pick the account on each payment, so the money is booked to the right one.

A customer buys ৳5,800 of goods. They pay ৳3,000 in cash and ৳2,800 by Nagad. On the POS, switch to split payment, add each method with its amount, and Posify24 shows what is still due until the bill is fully paid. Both payments are saved on the same sale.

If the customer pays only part, attach them to the sale and the rest goes to their due, as described in the due ledger. When they pay that due later by bKash, record the deposit with bKash as the method and it lands in the same wallet account.

Card and mobile wallet payments can carry a charge. In Posify24 you set a service charge percentage on a payment method. At the counter, the cashier can choose whether the customer pays that charge on this bill, and the amount is shown on the payment. This way the charge is not silently taken out of your margin.

Because each method is tied to an account, the money flows into your accounts automatically. The cash book and bank statements in accounts and cash book show what came in through each account, and the daily opening and closing report shows the balance at the start and end of each day. Compare the bKash figure in Posify24 with the balance on your phone and any gap shows up the same day, not at the end of the month.

• Ready payment methods - Cash, Bank, Card, bKash, Nagad and Rocket set up from the start
• One account per method - each wallet or bank account has its own balance
• Split payments - several methods on a single bill
• Part payment - the unpaid amount goes to the customer's due
• Service charge - set a percentage per method; customer can pay it on the bill
• Account choice - pick which wallet or bank account received the money
• Manage methods - add, rename, set default or switch off in the control panel
• Use per area - allow a method in sales, purchases, expenses or deposits
• Reports - cash book, bank statement and daily opening and closing

Any business that takes mobile payments. It matters most to restaurants and cafes where many diners pay by bKash, grocery shops that take small wallet payments all day, and F-commerce sellers whose customers often pay in advance by bKash or Nagad before delivery.